Insurance Information

Whatever your situation, we will always be here when you need us. 

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Insurance and Financials

Because we are the only hospital in Gardena, it is important that local residents have easy access to high-quality care. Memorial Hospital of Gardena welcomes all to our facility regardless of background or finances. Whatever your situation, we will be there to accept you and treat you with kindness and compassion.

We accept Medicare, Medi-Cal and many major health insurance plans, including the HMOs, PPOs, and Managed Care plans. If you need additional information concerning health plans, please contact our Business Office.  For more information on hospital pricing, click here.

Insurances Accepted

  • If You Have Health Insurance
    We will need you to bring your health insurance card or proof of coverage with you to the hospital. If you are admitted to the hospital, you will be asked to sign a form assigning all insurance benefits for your stay to Memorial Hospital of Gardena. This form allows us to file with your insurance company and collect money on your behalf. After you are discharged, we will send a claim to your insurance company seeking payment.
  • If You Are a Member of an HMO or PPO
    Your plan may have special requirements, such as a second surgical opinion or pre-certification, for certain tests or procedures. It is your responsibility to make sure the requirements are followed. If not, you may be financially responsible for all or part of the services rendered in the hospital. Some physician specialists may not participate in your health care plan, and their services may not be covered. If you need assistance in contacting your health plans, please contact our Business Office at (562) 968-5600.
  • If You Are Covered by Medicare
    We will need a copy of your Medicare card to verify eligibility and process your Medicare claim. If you have a Medicare Supplement plan you will also need to bring a copy of your card so that we can verify eligibility and process claim after Medicare as paid, if there is a balance due. Please visit Medicare.gov for more information.
  • If You Are Covered by Medi-Cal
    We will need a copy of your Medi-Cal card for the current month. Medi-Cal also has payment limitations on a number of services and items. Medi-Cal does not pay for the cost of a private room unless medically necessary. For more information on the California Medicaid program, please visit the Medi-Cal site

need help?

If you have no insurance, you can discuss financial arrangements with a representative from our Business Office. In addition, the Patient Access Department can help you with applying for Medi-Cal or other government assistance programs.

Financial Assistance Programs

Memorial Hospital of Gardena strives to provide quality patient care and meet the ongoing needs of the communities we serve. We are committed to helping eligible patients who are not able to pay for all or part of their care. Our commitment is to provide full financial assistance (100% discount) or partial discounts to eligible patients who are low income, uninsured or under-insured. For more information on our Financial Assistance Program and eligibility requirements please contact our Patient Access Department at (310) 532-4200 ext 7234.

Cash prices

Memorial Hospital of Gardena’s mission is to continue our longstanding tradition of improving the overall health of the communities we serve by providing affordable, high-quality healthcare services with consistency and compassion. We offer Cash Discount prices for our patients that do not have any insurance coverage and are not eligible for any other financial assistance. For more information, please contact our Patient Access Department.